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Consumer Financing Program

We Make Solar and Home Improvements Loans MORE AFFORDABLE.

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Balance Finance

FINANCING WITH BALANCE IS EASY, FAST AND SIMPLE

Our consumer financing program for solar and home improvements are unsecured personal installment loans.  There are no liens on the home or on the solar system.   

Everything is done online. Prequalify with no impact on credit scores. Submit the application and get an instant decision. 

Borrow up to $80,000 for a solar system, roofing,  
windows and other energy saving home improvements. 

Loan can be reamortized up to 2 times at the owner's discretion.

WE CAN LOWER YOUR DEALER FEES
BY AS MUCH AS 23 PERCENTAGE POINTS 

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INDUSTRY LEADING FULL 1% RATE DISCOUNT WITH AUTOPAY 

CLOSE THE DEAL FASTER WITH NO LOAN STIPS!!!!  STOP WASTING TIME CHASING PAPERWORK

WE GOT APPROVALS IN SECONDS, DOCS IN MINUTES  AND ALL THAT OTHER STUFF THE OLD SOLAR LENDERS GOT

YOUR “ONE STOP SHOP” FOR FINANCING SOLAR, ROOFING, HVAC, WINDOWS AND ANY OTHER HOME IMPROVEMENT PROJECT

Balance Fianace Loans

Sales-Assisted 4 Step Loan Process

Step 1. Pre-qualify your customer

Sales Associate: sends the customer a pre-qualification link

  • Customer pre-qualifies on their own device with only SSN, date of birth, and annual income

Customer: sees if they have offers

  • No credit score impact to apply
  • No hidden fees
  • Instant qualification
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Step 2. Finalize purchase amount

Sales Associate: has ability to see all loan offers available to the customer in the Skeps Portal.

  • Determine the right package for your customer based on the available loan offer.
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Step 3. Send Invoice for loan contract signing

Sales Associate: confirms final price and sends invoice link to the customer.

Customer: e-signs loan contract

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Step 4. Request Payment

Sales Associate: requests payment from Skeps Portal.

Customerconfirms payment digitally on their mobile device.

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BALANCE FINANCE LOWEST RATE 25 YEAR SOLAR LOAN VERSUS TWO MAJOR COMPETITORS

 
When is a 6.99% loan better than a 4.49% loan?
When the dealer fee is ONLY 14.00%
Balance Finance Lender 1 Lender 2
Finance Information
Loan Term in Years
25
25
25
Dealer Fee
14%
37.74%
33.30%
Interest Rate with Automatic Payments
6.99%
4.49%
4.99%
Amount Financed
$31,395.35
$43,366.53
$40,479.76
Average Monthly Payment Over the Life of Loan
$154.00
$175.12
$164.99
Paydown Amount (30%)
$9,418.61
$13,009.96
$12,143.93
Initial Payment
$221.70
$175.12
$165.21
Months to Paydown
18
18
18
Payment After Paydown
$150.00
$175.12
$165.21
Total Cost of Ownership- Total Payments Plus Paydown
$55,709.38
$65,545.80
$61,640.79
Base system cost is assumed to be $27,000.00

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